Let’s be realistic; planning travel as a student is difficult.

Finding that perfect work/ life/ saving/ studying balance is certainly not an easy task, so it’s hard to earn enough money to send yourself overseas (or even across Australia).

However, there are a few steps you can take, both in preparation, and whilst travelling, in order to save as much money as possible and enjoy your trip. Here are 6 top money saving tips for travel:

IN PREPARATION:

  1. Accept all jobs

jobThis may seem fairly self explanatory but you’re probably going to have to slog it while you’re in the saving part of this process. This means that when your uncle’s next door neighbour’s cousin needs a helping hand with babysitting or lawn mowing, if you have capacity you should definitely do it! Every little bit counts. While they may not be the most exciting jobs in the world, they’re all helping to shape your CV… and earn you some cash!

  1. Keep the cash you’re paid

money-saving-tips-image-1Having a money box is a great way to clock up extra savings that you can deposit into your account or exchange it straight into the currency you need. Also, people generally tend to find it harder to spend physical money, as opposed to simply tapping their cards. You might find it a little easier to cut back on spending if you’re watching physical money leave your hands. So although it may not be able to accrue interest, psychologically you’ll enjoy the reward of putting physical cash away and seeing it build up. This way, you’ll have a lump sum to spend by the time you leave.

  1. BYO meals and snacks

lunchEating out is one of the most expensive ways to blow money easily. Especially if you’re buying lunch or having a meal at university or at school, it’s very easy to spend large amounts without realising it. If you’re spending your money an $8 meal twice a week for 10 weeks, that ends up totalling $160 that you could have had to yourself to buy food on your trip! Bringing a sandwich from home is far more cost effective.

  1. Make the most of your insurance

insurance
If you have life insurance, there are a tonne of bonus features and rewards that you can take advantage of. For example, some providers will give their policyholders an apple watch or a discount to a gym membership near you – it’s a great idea to take advantage of this kind of bonus if you have access to it, even if it’s under your parents’ family plan. If you’re not sure what you have access to under your policy, view this list of life insurance brands and deals.

ON THE TRIP:

  1. Eat at chains

fast_food_universal_languageIf you’re still desperate to save money once you’ve left, chain stores will generally have lower prices than boutique cafes and restaurants, especially in touristy destinations and especially in Europe. However, this only really works if you don’t want the proper culinary experience of wherever you’re visiting, so it depends what you want to sacrifice!

  1. Pre-book tours and modes of transport

money-saving-tips-image-2Any city or sightseeing tours you’re planning on going on while you’re over there will be cheaper the earlier you book them. However, generally transport (such as trains or buses) will cost less even if you book online on the same day as travelling. Not only does it save you the hassle of turning up and having to deal with foreign currency to book a ticket, but usually online prices are lower! Also, use your concession card as much as possible.

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